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How to Dispute Unauthorized Credit Inquiry and Protect Your Credit Score

When you apply for a loan, a mortgage, or even a new credit card, lenders pull your credit report to assess your risk. Each pull is recorded as a hard inquiry. One or two hard inquiries are normal, but unauthorized ones can signal trouble. They can drag down your FICO Score and raise red flags for future lenders. If you see a hard inquiry you did not authorize, you need to act quickly. The process to dispute unauthorized credit inquiry is straightforward, but it requires car

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